Calculators and spreadsheets
See exactly where your EPF stands — in today's ringgit, not the illusion.
EPF's projection shows a big future number, but it hides two things: what that ringgit will actually buy, and whether you're on track for the official savings tiers. Most people find out too late to do anything about it.
One no-macro Excel workbook for Malaysians roughly aged 45–60. Enter your numbers in the blue cells and it projects your EPF across three dividend scenarios, converts future ringgit into today's purchasing power, compares you against the Basic / Adequate / Enhanced tiers, and calculates the exact catch-up contribution you'd need — with transparent, editable formulas and built-in checks.
No — it's an independent educational workbook, not financial advice. Verify anything important in KWSP i-Akaun.
No. It's native Excel formulas only, and the formulas are transparent and editable.
Yes — it works in Excel 2016+, Google Sheets, and LibreOffice Calc.
Completely — it's an offline spreadsheet. Nothing is sent anywhere; you enter your numbers locally.
See exactly where your EPF stands — in today's ringgit, not the illusion.
Get it on Payhip — $10